One flat price for every loan.
$999 per loan file, billed only when it closes. Transaction coordination is $295 per side.
Loan file
$999
per file
Billed when the file closes. No close, no fee.
- File setup and every disclosure
- Document requests and checks on every upload
- Income, asset and credit review
- Audit against the lender's guidelines before submission
- Lender submission and account executive follow-up
- Appraisal, title and insurance orders and follow-up
- Conditions through clear to close
- Closing Disclosure balance and closing coordination
- A named senior processor and the live tracker
Transaction coordination
$295
per side
Charged at closing. Listing side or buyer side, any lender or cash.
- A timeline built from the executed contract
- Deadline and contingency reminders for every side
- Earnest money and escrow follow-up
- Inspection booking and repair request papers
- Status updates and a shareable status link
- Chasing an outside lender on your behalf
What we never add
No rush fee
Every file costs $999, however fast it must close.
No non‑QM upcharge
Every loan type costs the same.
No pull‑through penalty
We do not raise your price when files fall out.
How you pay
Your Company picks one method, and only closed files are billed.
On the closing papers
The fee appears on the Loan Estimate and Closing Disclosure and is billed to the settlement agent before closing.
Card on file
A Partner's card is charged when the file funds.
Monthly invoice
One invoice to your Company lists the files that closed that month.
How the price compares
Published full-service prices run from $995 to $1,295 per file. Our price sits at the low end for every loan type, with no add-ons. Each figure below links to its source.
Sources: Willow Processing, UtmostDocs, Empower Transactions
| Provider | What it covers | Published price | Source |
|---|---|---|---|
| Coralstone Processing | Every loan type, setup to closing | $999 per closed file | Our price |
| Willow Processing | Full-service | $1,095 per funded file | willowprocessing.com |
| Willow Processing | Limited service | $995 per funded file | willowprocessing.com |
| Willow Processing | Rush fee, for files submitted 10 business days or less before closing. Extra fees also apply when pull‑through is below 70%. | $200 | willowprocessing.com |
| UtmostDocs | Full package | $999 per closed file | utmostdocs.com |
| 1st Choice Processing | Conventional, FHA, VA or USDA file | $995 | empowertransactions.com |
| 1st Choice Processing | Non‑QM, bank-statement or jumbo file | $1,095 | empowertransactions.com |
| 1st Choice Processing | First and second loan together | $1,295 | empowertransactions.com |
Prices were read from each provider's public page on October 13, 2026. The 1st Choice prices come from a report by Empower Transactions. Providers change prices, so check the source.
Compared with hiring a processor
A hire costs wages and benefits, and the cost continues in a slow month. For private office and administrative support workers, benefits make up 33.5% of total pay. A file with us costs nothing until it closes.
U.S. Bureau of Labor Statistics, Employer Costs for Employee Compensation, June 2026
Questions about price
When do I pay?
Only when the file closes. If it does not close, you owe nothing.
Is there a rush fee?
No. Every file costs $999, however fast it must close.
Do non‑QM or jumbo files cost more?
No. Every loan type is $999.
What happens if a loan falls out?
Nothing. We do not charge for files that do not close, and we do not raise your price when files fall out.
Who pays the fee?
Your Company chooses: on the Loan Estimate and Closing Disclosure, by a card on file at funding, or on a monthly invoice.
Is transaction coordination priced per deal?
It is priced per side. $295 covers the listing side or the buyer side, with any lender or cash.
Which states do you cover?
Every state. Each file goes to a processor who is licensed in the property's state.
Do you work in Spanish?
Yes. Messages to clients are written in English or Spanish, whichever the client chooses.